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Where to Finance a Mattress in Wisconsin

finance a mattress

Need Help to Finance a Mattress in Wisconsin?

You may be surprised by how easy it is to budget for a new mattress.

Buying a new mattress can be a bit overwhelming, especially when it comes to time to pay for that new mattress. We get it; mattresses can be expensive upfront. However, you shouldn’t let finances get in the way of getting the good night’s sleep that a quality mattress can provide.

If you are worried about how to pay for a new mattress, you may be surprised at how easy it is to fit a new mattress in your household budget. Plus, several options are available to help you finance a mattress when it comes time to buy.

How Much Does a Mattress Cost?

As with anything you buy, the cost of a new mattress in Wisconsin can range from surprisingly cheap to outlandishly expensive. For example, you can buy a simple, basic innerspring mattress for a couple of hundred dollars. At the opposite extreme, certain specialty mattresses with all the bells and whistles can cost you upwards of $10,000.

However, for a decent mid-priced queen size mattress at a retail chain store, you can expect to pay around $700 to $1800 for an innerspring mattress, and around $1300 to $2000 for memory foam or latex. Higher end mattresses start at around $1800 for a queen. And if you buy your mattress from a store with factory-direct pricing, you can probably expect to
spend a little less.


A Closer Look at Mattress Costs

finance a mattressYou may be thinking that even $700 sounds like a lot to pay for a mattress. However, let’s take a closer look at what a new mattress will actually cost you over its lifetime. To keep the math simple, we’re going to use even, round numbers.

Let’s say you buy a new mattress for $2000. Mattresses generally last for around 8 to 10 years before they need to be replaced. To keep the numbers simple, we’ll assume you sleep on this mattress for 10 years. Here’s what that mattress is going to cost you:

  • Per year: $200.00
  • Per month: $16.67
  • Per week: $3.85
  • Per day: $0.55

That’s less than your annual gym membership. Way less than your monthly cable bill. Less than a weekly Starbucks latte. And less than your daily newspaper. On average, you’ll spend one-third of your life in bed. So if you think about it, a new mattress is probably the best value of any purchase you can make.

The Cost of Poor Sleep

Still not convinced that you have the budget to finance a mattress? Let this sink in. It may actually be more costly to keep an old mattress than it is to buy a new one. Lack of sleep can have severe consequences. Studies show that sleep-deprived people have trouble making decisions, solving problems, controlling emotions and behavior, and coping with change. People who don’t get enough sleep are also less productive at work, take longer to finish tasks, have a slower reaction time, and make more mistakes. Plus, poor sleep can even directly cost you money.  People who don’t get enough sleep are more likely to have health issues and, therefore, spend more money on medical costs.

Sleep deprivation increases your chance of having a costly car accident.  Poor sleep often results in poor performance at work, which can lead to missed promotions or raises.

Sleep deprived people are more likely to rely on coffee or other caffeinated beverages to help keep them alert. Buying just one specialty coffee beverage a day will cost you upwards of $1500 each year.  Tweet This

Where Can You Finance a Mattress in Wisconsin?

The fact is, without quality sleep, you can’t have quality awake time. That’s why Beloit Mattress Company in Wisconsin offers convenient financing options so you can enjoy better rest – without having to worry about interfering with other household finances.

Can You Put a Price on Quality Sleep?

The benefits you will receive from getting consistent, quality sleep is priceless. Don’t let budget concerns get in the way of you getting a good night’s sleep. If you need to finance a mattress in Wisconsin, Beloit Mattress Company has financing solutions that will help you get the sleep you need and deserve without putting too much of a strain on your budget.



Looking for a mattress deal?

Did you know we’re a direct-to-consumer manufacturer?  In fact, every mattress is made by hand, one at a time, out of our Beloit WI factory.  So cutting out the middle man truly gives you the best in value, comfort, and quality.  However, for a limited time, check out our mattress deals to save even more!




Need More Help?  We Got Your Back!

Every body is unique which is why we created our Mattress Match system to help you determine which mattress would best fit your specific body needs best.  It’s super easy to use and takes but seconds to find the best mattress.




Prefer shopping in-store?

If you’re local to either of our retail stores, please visit us.  You’ll be glad you did!




Just researching right now?  

Check out our newest Mattress Buying Guide and How to Experience The Best Sleep Guide. Both are free! 


Mattress Buying Guide  How to Experience the Best Sleep Guide

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